Navigating German Insurance for Expats.

DEVK is one of Germany’s most reputable insurers and is considered the gold standard for its outstanding performance in car and property insurance. They are also highly regarded for income protection, health insurance, and pension solutions. At Exparanto, DEVK is our core partner for comprehensive coverage and long-term reliability.

BAHN-BKK is one of Germany’s most established public health insurance providers. Known for excellent customer care and comprehensive health coverage, they offer tailored support for expats, including English-language assistance and quick, straightforward registration. With BAHN-BKK, you gain access to the full spectrum of statutory healthcare benefits in Germany – with service that goes the extra mile.

ACV operates Germany’s second-largest roadside assistance network. With 24/7 breakdown cover, nationwide towing and direct support, it’s the perfect mobility solution for expats living and driving in Germany.

CURA is an independent insurance brokerage offering customized coverage for individuals and businesses in Germany. With their strong expertise, they expand our health insurance portfolio beyond DEVK and AXA to include market leaders such as Allianz and Hanse Merkur. In addition, CURA provides a wide range of business insurance solutions across multiple industries – providing optimal coverage for every situation.

AXA is one of Germany’s leading private health insurers, offering comprehensive plans for both private individuals and, through its DBV brand, tailored solutions for civil servants (Beamte) and public sector employees. Their expertise includes Beihilfe-compatible health insurance and specialized coverage for occupational and service-related disability (Dienstunfähigkeit), making them a top choice for expats and professionals in both the private and public sectors.

Uelzener is Germany’s leading pet insurer. Whether you need health insurance for dogs, cats, or horses – they provide reliable, affordable cover for vet visits, surgery, and preventive care for your pet in Germany.

Volkswohl Bund offers modern retirement solutions for self-employed professionals and high-income earners. Their Basis-Rente is a smart, tax-efficient way to build pension savings in Germany – especially for freelancers and entrepreneurs.

ERGO is Germany’s top travel insurer. Their international coverage protects expats and travelers from unexpected cancellations, medical emergencies abroad, and more – whether you’re traveling in Europe or worldwide.